Sign up for Mo' Money Monthly. The best of Mo' Money in yo' inbox.

        

Swiper No Swiping! What to do when someone steals your credit card information.

The last time I checked online how much I owe on my credit card went a little differently than the others.

There were a few charges I didn’t recognize. Two of them for around $40 each.

It was a little odd considering I hadn’t bought anything with my credit card in days. Maybe it was a late charge from something I purchased in Kenya? It was hard to say. But there have been a few times where I didn’t recognize the description and it turned out to be something I totally bought. I always call VISA to be sure.

And that’s exactly what I did this time around.

When I was on the line with a VISA representative, he, too, was concerned about the charges. Specifically since they were made from within Moldova.

Where is Moldova, you ask?

1

Right there, sandwiched in between Ukraine and Romania.

Yep. Someone definitely stole my credit card information. This has never happened to me before.

The VISA representative said it was a good thing I called. Since I didn’t actually pay my bill for the charges, it was a lot easier for me to get reimbursed. I got my money back within days.

So, I encourage all of you to always be sure you’re paying only for what you bought. And if you don’t recognize the charges, it never hurts to call your credit card company just to be sure.

And obviously, don’t share your PIN 😉

-Gabby

Leave a Reply

Your email address will not be published. Required fields are marked *

Comment *