Sign up for Mo' Money Monthly. The best of Mo' Money in yo' inbox.


Karyn’s December Challenge: Making A 12 Month Budget (And Sticking To It)

The budget queen strikes again!


For my December Challenge I wanted to gain control of my finances for good after the horrifying year I had (I’m lookin’ at you H&R Block/CRA). After finally paying everything off I could now focus on my savings… except that my life was changed, turned upside down, if you will.

I had to move (again) and figure out how to pay for rent, food, internet and whatnot (guhhh this is getting old). Plus I had to factor in how much I spend on Krav, movies, eating out (which is happening a lot lately) and just the randomness that pops into everyone’s life.

So I was reunited with my old pal Google Excel and got to work.

I looked at my wages and then figured out how much I spent on all the junk that I need (and want) in my life.

It looks a lil sumthin’ like this.

Screen Shot 2017-01-03 at 6.48.57 PM

I decided to kick it up a notch and maintain this financial tracking for all of 2017! Yeah, it’ll be a pain in the butt, but after the financial fiasco that was 2016, I ain’t takin’ no chances!!!


Wish me luck Mo’ Money Posse! I hope I can keep up with this mo’ money plan. I promise to keep you all updated on my progress!!!!!!


Leave a Reply

Your email address will not be published. Required fields are marked *

Comment *