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January 2015 archive

11 TIMES JOEY TRIBBIANI PERFECTLY SUMMED UP OUR FINANCIAL SITUATION

Since we’re now able to binge-watch Friends on Netflix, I can’t help noticing how Joey pretty much speaks to me (and defs others) regarding my financial sitch.

La la la… If I can’t hear you talking about income tax then I don’t have to pay it
1

Sorry, you want to eat my food that I can barely afford? Prepare to lose some fingers.
2

Wait… that’s the MINIMUM amount I have to pay for my credit card?! Why is it so much???
3

Attempting to read (and understand) the fine print of any government form.
4

What do you mean I have to choose between paying rent or buying a new outfit?
5

When it comes to stretching a paycheque to the end of the month, I’m a champ.
6

Did you just say rent is past due?
7

The second your parents try to talk to you about being “fiscally responsible”
8

My attitude towards job hunting.
9

When you are almost out of food and have to start rationing everything.
10

“Hey, Let me tell you about my job with full benefits that pays more than minimum wage…” NOPE!
11

 

TAYLOR SWIFT PAYS OFF TUMBLR FAN’S STUDENT LOANS (O.M.G.)

For the love of all that is holy.

The glorious Taylor Swift just MUTHA F*CKIN WON THE CROWN OF LIFE by helping a huge fan with her student loan.

I….just….can’t.

Watch the below video and try to hold back the tears 🙂 [actually, don’t, tears are FUN!]

<3 <3 <3

MOVING BACK HOME WITH THE ‘RENTS FOR THE SECOND TIME (AT AGE 25)

 

mil

I’m 25 and just moved home with my parents for the second time.

If you were to tell me that last year I would’ve politely laughed and then proceed to show you out (perhaps followed by slamming the door behind you and yelling ‘AND NEVER COME BACK!’)

You see, I truly love being independent.

My first taste of parental freedom was at seventeen, when I moved away for university. It was pure bliss. I grew up in a small-town sharing a room with my three younger sisters, so to say I appreciated having my own room with cable television was a huge understatement.

But after graduating from university at twenty-one, feeling crushed under the weight of student loans, and dealing with a nasty case of ‘analysis paralysis’ I admitted defeat. I moved home.

That was a dark time for me as I was so frustrated with myself. I also got into the toxic habit of constantly comparing my life to my friends on Facebook (pre-Insta era) wondering what was wrong with me and why I couldn’t get it together.

Needless to say when I moved out for the first time a few months later I vowed I’d never do it again.

And yet, here I am. Moving home with the parents…again.

So what’s the deal?

The reason for this is two-fold:

1) The lease on my apartment was abruptly coming to an end, so there was a fork in the road: find a new place and move out in less than a month (in mid-January in Toronto) or move home.

2) I’ve come to realize that I’ve built my life on sand rather than rocks. Working on various contracts as a mediapreneur, in positions that require a constant state of ‘fight or flight’ lead to burnout. When I didn’t care about setting New Year’s intentions, exercising, eating healthy and felt ‘meh’ towards all social opportunities – I knew something was wrong.

Initially, my plan was to keep my new home life quiet. I figured I’d move home, get it together, and move back out without anyone knowing. A blip on the radar that I’d soon forget.

But over the holidays, I couldn’t keep it quiet with close friends and extended family.

And to my surprise – it was such a relief to be honest and not be heckled for it. And further, I’ve started to notice a trend with friends, that they have had to move home too.

It’s freakin’ hard out there nowadays so it’s becoming more accepted. Well.. as long as you have a plan to ditch the home cooked meals and childhood bed sooner rather than later.

So here are my top three tips to get back out there while still embracing home life:

1) Set a date to leave. This helped my parents agree to take me back in too.

2) Get to know your parents again. As it turns out parents are real people! I appreciate this so much more as an adult, and actually listen to their advice now (well… some of it ;)

3) Stay in your lane. I’ve taken Instagram and Facebook off my iPhone. I’ve installed ‘Self Control’ on my computer. When in a vulnerable place, work hard to not compare yourself to others!

 

**This blog was reposted from ChelseaKrost.com. Written by Gwen of The Sisterpack.

WHERE THE F*CK DO I START?

grumps

Girl, we’ve been there.

You are overwhelmed and frustrated at f*ck at society, your parents, and yourself.

What not to do (*actually happened*):

Drink a bottle of red wine and start watching ‘A whole new world’ on YouTube while crying to try to ease the pain.

Clean your entire house instead

Snapchat an ex. Ya know…to distract yourself.

Eat an entire bag of brownies. Followed by 2-3 beers.

Essentially: DO. NOT. NUMB. OUT.

We know if can be incredibly painful to take stock of exactly where you are. In fact there may be raging tears of sadness and feelings of failure.

You will get through this.

What to do:

Choose a day/time when you feel your best. Are you a morning person? Do it then. Night hawk…girl you got dis.

Turn on Self Control on your computer. Aim to eliminate the distraction and temptation of Buzzfeed and Jenna Marbles.

Breathe. You will get through this.

What to do when you get the truth.

It could actually be not that bad! PARTY!

You could be EXTREMELY ANGRY. I strongly suggest finding the nearest pillow and screaming into it as well as punching it until you feel better. Seriously.

Cry. Do not hold onto these emotions. I have had many epic meltdowns that involved my tears ducts just saying ‘we’re breaking up.’

Once the emotions are out.

Start small.

Choose one area to focus on.

Maybe you noticed that you buy a fancy coffee everyday on your visa bill and it’s completely racking up.

Choose to make your coffee at home for ONE DAY a week and put the $5.00 in a jar.

Apps like LIFT or PINE can help you build the habit.

You can do this. Let us know how it goes in the comments below or email us your story at momoneymoprogress@gmail.com