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Archive of ‘Funny Money’ category

Worth it? Or Naw?

Last month, Buzzfeed released a new series called, “Worth It,” where two pals weigh the value of certain types of dishes at drastic price points. At the end on their drive back, they decide on a winner!

Here are a few of my favourite episodes so far 🙂

Sushi

“My tongue is just livin’ in a sexy salt bath right now.”

Steak

“I’m like, embarrassed to be watched eating this, because it’s like, something so pleasurable shouldn’t be done in public.”

Pasta

“That’s a lot of flavurr.”

You gotta love the personalities on these guys.

I would totally do a food comparison like this myself, but, you know, who has $300 to spend on a steak?*

*Me, when I’m rich AF. One day…

Have you ever done a food comparison? Tell us about your experience! Or if you don’t have $700 to spend on different (delicious) dishes, do it on a lower scale, like comparing the price of a double Americano at three different coffee shops. Get creative! Find the best value for your dollar and tastebuds.

-Gabby

Funny Money

Recently I have been having some unhappy money moments. It’s hard not to dwell on the negative and let it consume you. Usually what I do is throw myself into work and let it become a great distraction. Instead I decided to have a little bit of a chuckle. So for all of you out there suffering from money woes, maybe one of these will cheer you up.

1.Raise your hand if you want this on all of our currency!

1

2.

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3. This could possibly be the way you ended up here

4. Sometimes I just want my life to be like this music vid.

5. Mr. Krabs is living out all of my dreams

5

6. Maybe I should join team Rocket. #bank

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7. If I just got paid I’d be swaggin’ out in those outfits too

8. Instead my life is more like this…

9. Maybe when you get back in the black we can buy some these ridiculous things from Amazon

http://www.businessinsider.com/12-ridiculously-expensive-things-you-can-buy-on-amazon-2014-10?op=1

10. The fact that someone made an emoji guide to pensions… oh millennials

https://www.buzzfeed.com/aviva/the-emoji-guide-to-pensions?utm_term=.vidrn8dQW7#.ojX80Eypza

Summer in the City

Summertime means patios, sun tans, and lots of fun-in-the-sun time! For those of you who are on break from school or just thrive in this maddening heat, I have created a lovely list of cheap and fun things for you to do!

*some of these may be Toronto specific*

ENJOY!

1. Picnic with the pals
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Grab some friends, make some noms, and meet at a park. Eat, chill, get some sun, and just enjoy each other’s company. You deserve a break from your busy life to just slow things down and have fun.

2. Free outdoor movie screenings
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Go with friends or go by yourself and meet some new peeps. You can either choose to see the films you already know you’ll love or discover some new ones! Bring your own popcorn and have a blast under the stars!
http://www.toronto.com/things-to-do

3. Street festivals
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There are two things that are certain in the summer: disgusting heat and free street festivals. Get to know your community, explore new cultures, and try something a little out of your comfort zone!

4. That live music life
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Get jiggy with it at free live music events in your city! Listen to your fave jams or find a new genre that just blows your mind!
http://www.toronto.com/articles/free-outdoor-summer-concerts-in-toronto/

5. Game night
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Grab some friends and play some boardgames! Relive your childhood by playing Sorry! or get real intense in a game of Catan.
If you don’t happen to own any board games check out Snakes and Lattes or look up your local board game cafes!

6. Ice cream adventures
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Summer wouldn’t be summer without ice cream. Go on an adventure and try to find the craziest flavours possible. To get you started on your quest, check out Sweet Jesus or Bang Bang Ice Cream

7. Free guided city tours!
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Explore your city with a free guided tour. You may find your new fave spot or discover a hidden gem. For those of you residing in the 6ix, check out ROMwalks to get the low down on Toronto’s incredible history.

8. Get lost
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Grab some water, a snack (or two), some sweet tunes, and just start walking. Get lost and discover your community. You can do this on your own or with some chums. All you need to do is simply head somewhere that is nowhere near your usual hangouts. If you have a metropass, pick a subway stop you usually pass by and just get out and roam about. You’ll never know what you could discover!

Do have any favourite cheap, summer activities that you like to do? Share them with us in the comments!

Have fun!

Karyn

 

The Best Things In Life Are Free


Who doesn’t like to get free stuff? Of course we do! It’s free!!! Usually when we get something for free we are excited for a moment and then don’t really give it much thought after that. I feel like we take for granted some of the wonderful things that we get without paying and usually attribute it to a, “Well, I deserved it anyways,” attitude.

Today I wrote a list of things that you can get for free, but maybe didn’t even give that much thought to when you were getting it. After reading this list I hope you look at these things a little differently and hold them with the weight that they deserve.

  1. Meals made by friends, family or your significant other as a surprise or date.
    Everyone loves eating free food, but what makes it even better is that it was made by someone you love out of the kindness of their heart. Plus when they make it for you themselves it has that extra bit of amazing in it!
  2. Free concerts/movies/theatre in the park
    Dang son, this is some sweet, free culture. Lap it up, let it sink in, and enjoy something that you would usually have to pay $15+ for.
  3. Using someone else’s wifi
    This may seem a tad random, but when you go over to a friend’s house and ask them for their wifi password they are paying for your Internet usage. Dude, how awesome is that person? They’re letting you scroll through instagram, tweet on Twitter and get #financiallyfab by watching WTFunds vids on Youtube! The next time someone gives you their wifi password throw in an extra big thank you.
  4. Petting/snuggling with a pet (cat, dog, horse, dragon, whatever you have).
    These goofballs are full of unconditional love and even if the pet isn’t your own (a friend’s, family member’s or a random on the street) they are always willing to share that love with you. Feeling down? Go cuddle Whiskers over there for a hot sec and feel the warmth re-enter your life.
  5. Books
    Books are seriously everywhere. In the library, at a store, on the internet and even in your head just waiting to be written. If you are ever bored just remember that it costs nothing to go to the library and read a novel. There are TONS of free books to read online as well! Plus, if you ever get bored of what’s out there you can write your own novel.

I seriously could go on and on with this list, but I’m going to stop at five for now. Being#financiallyfierce means being smart with your money and enjoying the amazing things that come your way. Free stuff is great, but if it doesn’t bring you any enjoyment then why do you want it? Look at the stuff in your life that is free and ask yourself why aren’t you enjoying it more?

Share your fave freebies with #TheSisterpack. and tell us why you love them in the comments below!

-Karyn

 

You are now about to witness the realest haikus about student debt

Diploma in art.
Four years and crippling debt.
You want fries with that?

Just finished college.
Makes me live in a closet.
Ramen ain’t so bad.

Finished a degree
To find out I hate this path.
The f*ck do I do?

Can’t afford Ramen.
But I know algebra, so
That’s handy, I guess.

Broke as fuh. Oh no.
Should have gone into finance.
Then I’d have a clue.

It’s payday bitches!
Should it go to student loans?
Or splurge on two-ply?

Leave a haiku of your own in the comment section below!
Line 1: 5 syllables
Line 2: 7 syllables
Line 3: 5 syllables

Isn’t life FANTASTIC?!
-Gabby

10 SONGS ALL ABOUT THAT MONEY!

Karyn here to give you a little pick-me-up today. I’m in the midst on my June Money Challenge and I’m feeling a tad discouraged. So I decided to share with you my lovely playlist all about makin’ that cash-o-la. #bank

1. SHE WORKS HARD FOR THE MONEY – DONNA SUMMERS

2. RICH GIRL – HALL AND OATES

3. IF I HAD A MILLION DOLLARS – BARENAKED LADIES

4. JUST GOT PAID – N’SYNC

5. MATERIAL GIRL – MADONNA

6. FIND YA WEALTH – NAS

7. MONEY TREES – KENDRICK LAMAR

8. FOR THE LOVE OF MONEY – THE O’JAYS

9.I WANNA BE RICH – CALLOWAY

10. LOVE DON’T COST A THING – JENNIFER LOPEZ

Tell us your fav. money song in the comments below!

-Karyn

10 TAX TIME STRESS RELIEVERS

Taxes… just hearing the word makes me tense up. Since we’ve al been stressing out this month, I’ve decided to give you all some simple stress relievers to take you mind off of your money troubles and to help breathe easy!

1. LISTEN TO CALMING MUSIC
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Close the blinds, light a candle and zone out listening to some of these mellow tunes to make all of your money woes melt away. Try this playlist to get you in a super chill mood! Songza.com

2. MEDITATE/YOGA
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Calm you mind and banish your money problems with some deep breathing exercises and some relaxing yoga. Fr those of you saying, “Yo, Karyn how do you think I can afford a yoga class?” and to that I say YOUTUBE! Yoga For Complete Beginners 

3. GO FOR A WALK
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Going for a walk is a great way to clear you mind, get your heart a-pumpin’ and forget all about you tax troubles while you are getting some lovely alone time.

4. BAKE SOME GOODIES
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Baking lets you focus on something rewarding that you get to immediately enjoy after you’re finished! No need to break the bank on this. Check out allyou.com for some cheap, easy and UBER tasty noms for you to make.

5. READ
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We’ve all got books that we’ve brushed aside for a rainy day. Now’s the time to indulge and let yourself melt into another world. No books on hand? #LIBRARYTRIP!!!

6. EXERCISE
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Workin’ up a good sweat is a great way to put your focus on yourself instead of your bank account. This way you are getting healthy and keeping your mind off of that ugly tax ordeal. PLus, no need to join a gym! Check out darebee.com for some sick workouts and nutritional guides to get dem gains!

7. GET A GOOD NIGHT’S SLEEP
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After staying up all those nights tossing and turning worrying about money, now it’s time for you to go to bed early and get the rest  that you deserve. A good sleep means you’ll have energy to tackle anything that comes your way, plus a good sleep = a healthier you!

8. PLAY LIKE A KID
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What kid worries about taxes? Not any that I know of, so head to a park and get silly. Stop being an adult for a minute and remember what it was like to have fun without being worried all the time. Climb a tree, ride you bike, grab some Lego or just get creative (pillow fort anyone?).

9. KEEP A JOURNAL OF WHAT YOU WANT TO ACCOMPLISH
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Writing down things that you want to accomplish will get you excited and motivated for the future. Keep your goals simple and write down ways to achieve them. Want to go on a trip? Start putting your spare change in a money jar. Seeing what you want to accomplish will get you in a positive mood in no time!

10. PREPARE FOR NEXT YEAR
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I know all you want to do is forget about the ordeal you just went through, but if it was so stressful maybe preparing in advance will help you avoid it altogether. Look at what didn’t work (ex. disorganized paperwork) and start a new system (ex. start putting papers in a file folder). Start researching ways to cut down your work and even look for ways to outsource it. Starting now will allow you to budget your time and money so you won’t be doing everything at the last possible second!

For some more tips check out here for more —> http://www.wisebread.com

Do you have any good stress relievers? Leave them in the comments or take a pic of yourself doing some on Instagram and tag us @momoneymoprogress and put #lessstress in the description!

Have fun!
Karyn <3

15 THINGS UNEMPLOYED PEOPLE WILL UNDERSTAND

Being unemployed sucks!!! So for those who are currently unemployed, or have been in that situation… this is for you.

1. Eating on a budget
Family Guy - went to the fridge and it was empty
Ramen becomes your best friend, same with Kraft Dinner and anything that’s microwavable. You soon find out that while you’re unemployed buying healthy food is less of a priority since it’s so expensive. Your main goal is to go shopping for noms that will last you for a while and fill you up. Hello, pizza and goodbye veggies.

2. Saying no… a lot
shakes head - no
Every time your friends ask you out, you have to say no. Why? Because you don’t want to choose between going to the club or eating this week. Wanna go to a movie? Naw, I have to figure out how much longer I can go before washing my clothes. Laundromats ain’t cheap.

3. Making sacrifices
Heidi Montag - You could say I'm broke
Being unemployed means you gotta make hard choices. For me it was choosing between getting a monthly metropass so I could go to interviews, or getting a new outfit to look professional. I decided that being able to get to the job was more important than looking super slick. Black blazer with a hole? Guess I’m wearing a black shirt underneath. #unemploymenthacks

4. Window shopping
Confessions of a shopaholic - walk away strong and frugal
Window shopping is almost like you’re torturing yourself with things you can’t have. It’s awful, I know, but you can’t help it. You do this so when you get a job you know exactly what you want. That cute skirt is motivating you to get a ballin’ job.

5. Being asked, “So, what do you do/what are you up to right now?”
new girl - I'm having an anxiety attack
This is the most cringe-worthy sentence. Usually you hear this from family, your friends or friends of friends. It’s legit the worst. You have to do this delicate dance, tip-toeing around the word “unemployed”. Usually I’d go with the freelancing angle, I’m just figuring things out, or that I’m looking for something in my field. No matter what you say, people know that you’re unemployed, so you may as well just say it anyways. You just can’t win.

6. Never looking at your bank account/obsessively looking at it
dawson's creek - ugly crying
Knowing that you have no income coming in is very stressful. So when it comes to looking at your bank account, you’re either one of the extremes. I would look at my bank account EVERYDAY because I was scared that I’d wake up and all of my money would be gone overnight. Other people would just ignore it, thinking that if you don’t see your bank account being drained, your money must still be there. Both of these are super unhealthy. Once a week is all you need to stay updated on your finances.

7. Hearing about everyone else’s new jobs/promotions
sherlock - #internallyscreaming
The second you become unemployed it’s like everyone else either gets a better job or a sweet promotion. You can’t avoid hearing about it either. You log onto Facebook and it feels like every status update is about people starting their new, high-paying job, or people humble-bragging on Twitter about how they’re the youngest person in their company to be promoted. And what are you doing? Sitting at home in your PJs binge watching Netflix. #unemploymentlife

8. Nailing an interview and never hearing back
paul rudd - wow. today sucks
Going to job interviews is never a fun time, but every once in a while you just click with the person interviewing you. They love your answers, they laugh at your jokes, you even come up with sweet nicknames for each other. By the end of the interview you shake your new besties hand and go home confident that you’ll be starting your new job on Monday. And then a week goes by and you hear NOTHING! No email, no call, not even a text. So it’s back to LinkedIn to hunt for new jobs and pine over the one that got away.

9. Getting offered unpaid internships
futurama - professor - i don't want to live on this planet anymore
So you’re at an interview with your game face on and are killin’ it. Soon the question of salary comes up. You start thinking about all of the #cashmoney you’re going to be making, but then you hear the two words that just crush your hopes and dreams…. UNPAID INTERNSHIP. When you applied to the job it said nothing about an internship, let alone unpaid. They just slip it into the conversation like it’s nothing, but now you’re left sitting there in an uncomfortable blazer at 8:30am on a Friday after travelling for over an hour on transit, just to be offered a job that won’t pay you anything. Awesome.

10. Debating whether or not you should move back home
community - the lord is testing me
It’s now been a few unsuccessful months of job hunting and your bank account is seriously running on empty. You don’t know if you can handle another month on crackers and tuna, plus rent is almost due. This is the moment where you have to really start thinking about moving back home. Do you choose to be independent and broke or dealing with your parents and their nagging, but you have a roof over your head and someone who’ll do your laundry (if you ask nicely). It’s a real dilemma.

11. Rejection emails
parks and rec - life is pointless and nothing matters (1)
While I was unemployed I applied to jobs for 2 hours everyday. This was in the hopes of bettering my odds at finding employment. The downside, which I wasn’t prepared for, was the insane amount of rejection emails. These emails didn’t bother me at first. Unfortunately, as the months passed, they started to wear me down. It can hurt to know that you didn’t get it, but stay strong, something good is around the corner.

12. Boredom
the office - creed - i stopped caring a long time ago
It’s the middle of the week, everyone is at work and you’re sitting at home bored out of your mind. You can’t go anywhere or do anything because you can’t afford it. You’ve already applied to a billion jobs and heard nothing back. Your friends are busy, so you’re stuck at home with nothing to do. I guess you could clean the house a little in the meantime… naw you’re not that bored.

13. Procrastination
keeping up with the kardashians - i'll start tomorrow
This goes hand-in-hand with being bored. You’ve become so bored that you just don’t want to do anything. When you were first unemployed you had oodles of energy. You made lists, you were motivated and got stuff done. Now, you don’t even shower in the morning (or should I say afternoon), you don’t even want to think about writing a resume. So you just sit around watching Suits, pretending that you are learning negotiating skills for your next interview.

14. People telling you that you aren’t trying hard enough
2 Broke Girls - Max - I'm not a fan of hearing what people have to say
Being unemployed is not fun, so you do all that you can to snag a job. Unfortunately some people think that since you still don’t have full-time employment you aren’t even trying. These people (aka jerks) will say, “Well, if you really wanted a job, you’d already have one,” or “All you do is sit at home and do nothing, you should really be trying harder.” It’s not like you’re sitting at home twiddling your thumbs, you actually are doing everything you can. So to these people, I say please go away. Far away. Oh, and shut your mouth, thanks.

15. Being overqualified/under qualified for jobs
workaholics - i don't know whether to cry pf explode from anger
When looking for jobs, I’d always skip right to the qualifications section. What boggles my mind is that some entry-level jobs require people to have 4-5 years experience. How can I get experience for the job that basically needs me to work there for 5 years before applying? And if that’s not the case, you’re usually waaaay too overqualified for the job that you applied for. Now you’re stuck with nothing because you’re either too good or not good enough. #justtheworst

So to all of those who are unemployed, or have been, all I have to say is…
supernatural - i acknowledge your pain

Karyn Elliot: Micromanager + Chief GIF Maker

10 REASONS WHY YOU MAY NOT BE THE BEST AT SAVING MONEY

1. Your credit card is your best friend

The_limit_does_not_exist

Your credit card helps you pay for anything you’ve ever wanted, and when it comes time to pay it off that’s why you have two.

2. “Live in the Moment” spending
parks and rec - treat yo self

clothes
Hey,  #YOLO so why not buy that coat? Sure, you’ll only wear it once, but who cares it’ll keep you warm when they shut off your heat.

3. You buy unnecessary things
sky1

robot
Cat booties and robots are always a good investment, right?. #Skymall4Lyfe

4. You use your parents like an ATM
bye

take-a-chill-pill-parents-gif-on-lizzie-mcguire

They seem to always be there to help you out, but it won’t last forever. #CUTOFF

5. Online shopping is your drug of choice
bruce

bang

All you have to do is just click and you can buy anything you want. But when it comes to shipping your bank account takes a beating.

6. SALES = even more spending
giphy

shop

The second you see a SALE sign your wallet just puckers right up.

7. You go out EVERY NIGHT!
disco

money

Sometimes you just gotta let your hair down… buuuut maybe not every night.
It’s okay to stay in on a Monday, people will understand.

8. Lending people money and never getting it back
giphy

30488-Woody-Harrelson-crying-money-b-8fc5

One person asking you for 10 bucks may not be a big deal, but if you’re always lending people money and they never pay it back, it begins to add up.

9. Always treating people
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Bar-I-Love-Everyone-In-This-Bar-I-Love-Everyone-Next-Rounds-On-Me-Reaction-GIF

It’s nice to pay for people when you go out, but you shouldn’t have to choose between buying them all a round or paying rent.

10. Going on vacations you can’t afford
vaycay

poor
Just because your friends are going to Aruba doesn’t mean you should take out a loan so you can go too.

 

Karyn Elliot: Micromanager + Chief GIF Maker

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